Business Loans

North Salem State Bank is a small business and knows the many demands that a small business faces. 

We makes every effort to understand your business and provide quality products and services to meet your needs.

We offer the following loans*:

  • Operating Lines of Credit
  • Accounts Receivable Financing
  • Inventory Loans
  • Equipment and Machinery Loans
  • Leasing
  • Commercial Real Estate Loans
  • SBA Financing

For more information on these services and to visit with a local Business Banker, please visit the nearest NSSB branch.


Commercial and Small Business Leasing

Equipment leasing** has never been easier or more flexible. We never charge termination fees or prepayment penalties and we do not front load your lease with more than just the first payment. Our leases cover 100% of the equipment cost, and our terms offer great flexibility allowing you to match lease payments with your operation and cash flow. Our rates are competitive, and credit decisions are made quickly. Enjoy all of the benefits of our new approach to leasing.

*Subject to credit approval upon qualification.

**Equipment financing is provided by BB Community Leasing Services, Inc. North Salem State Bank and BB Community Leasing Services, Inc. are separate legal entities, which are not affiliated with each other in any way by common ownership, management, control, or otherwise. North Salem State Bank makes no representations or warranties as to the suitability, accuracy, completeness, or timeliness of the information provided by third parties. BB Community Leasing Services, Inc. equipment financing is subject to lessee credit, collateral, and vendor approval. Restrictions may apply.