Personal Savings

North Salem State Bank knows the importance of personal savings.

Whether you are establishing your emergency savings account, saving for a home or vacation, or starting to teach your children or grandchildren about savings, we've got the right account for you. Savings accounts allow you to earn interest and maintain flexibility to use your money when you need it. Your savings account can be linked to your NSSB checking account for overdraft protection.


Questions? We're happy to help! Give us a call or stop by a branch so we can help you choose an account that is right for you.


Silver Savings

  • Interest paid monthly - contact us, call, or stop by a branch for current rates
  • Six withdrawals* per monthly statement cycle; $2 per withdrawal over six
  • $100 minimum opening deposit
  • No minimum balance requirement
  • Convenient funds transfer


Sterling Savings

  • Interest paid monthly
  • Tiered interest rates - contact us, call, or stop by a branch for current rates
  • Six withdrawals* per monthly statement cycle; $2 per withdrawal over six
  • $100 minimum opening deposit
  • Maintain $1,000 minimum daily balance or pay $10 monthly service charge 


DocuMoney Market

  • Interest paid monthly
  • Tiered interest rates - contact us, call, or stop by a branch for current rates 
  • Maintain $10,000 minimum daily balance or pay $10 monthly service charge
  • Six withdrawals* per monthly statement cycle; $20 per withdrawal over six
  • $2,500 minimum opening deposit



*Withdrawal Limitations: We are required by law to limit the number of preauthorized transfers of funds from this account to a maximum of six per month. This includes transfers made by internet banking or telephone banking, ACH debits, automatic transfers to another account of your own, checks, and debit card transactions. Excess withdrawal fees do apply.